Congrats, you’re thinking about buying a house!
My goal is to make the buying process as smooth and stress free for you as possible. I always suggest starting with a meeting to go over the steps and timelines from start to finish. That way you can get a preview of the road ahead and determine if you think you and I are a good fit.
Want a play-by-play?
here’s a simplified outline of the buying process:
Find a Realtor® who you connect with, who you trust to provide you with resources, insight, and most of all, who will put your goals first.
Connect with a local mortgage broker, determine your price “comfort zone” and complete the pre-approval process. Once you have a pre-approval letter in hand, you are ready to start looking at homes!
I will send you active properties that match your search criteria. You choose the properties you’d like to tour and we schedule showings at times most convenient for you.
Find “the one,” write a competitive offer, get your offer accepted, and start the escrow process!
From acceptance you have 3 business days to provide earnest money (typically 1% to 2% of your offer price). This is a customary sign of good faith, that you intend to move forward with the purchase.
You have up to 10 business days from acceptance to complete inspections and negotiate repairs with the seller (during this time you can also terminate your offer and get your earnest money back).
Review the preliminary title report with your title company.
Complete the appraisal process, order homeowners insurance, and get final loan approval from your lender.
Sign your loan documents at the title company (typically a few days before closing).
Close on the sale, and receive the keys to your fabulous new home. Congratulations, pop the champagne and enjoy.